Market Indices
Five model portfolios from conservative to speculative. Click any ETF row to see fund details.
Conservative
LowTarget: 6–8% annually
Capital preservation with modest growth. Heavy bond allocation buffers against market downturns.
In a bad year, this portfolio could lose 5–10%.
Holdings — click to expand
Balanced
MediumTarget: 8–12% annually
Equal emphasis on growth and stability. Diversified across equities, international markets, bonds, and real assets.
In a bad year, this portfolio could lose 15–25%.
Holdings — click to expand
Growth
Medium-HighTarget: 12–16% annually
Equity-heavy with significant tech and international exposure. Minimal bonds — built for long time horizons.
In a bad year, this portfolio could lose 25–35%.
Holdings — click to expand
Aggressive
HighTarget: 16–20% annually
Concentrated in high-growth equities and small-cap stocks. No fixed income.
⚠ In a bad year, this portfolio could lose 35–50%. Not suitable for short time horizons.
Holdings — click to expand
Speculative
Very HighTarget: 20%+ annually
Maximum growth through concentrated positions in high-growth and small-cap equities. Extremely volatile.
⚠ In a bad year, this portfolio could lose 50–70%+. Only invest what you can afford to lose entirely.
Holdings — click to expand